What is a Community Improvement Plan (CIP)?
A Community Improvement Plan or CIP is a powerful policy tool used by Ontario municipalities to facilitate the (re)development, rehabilitation, and/or revitalization of selected areas in a municipality. These plans are typically developed to address key issues such as main street upgrades, tourism, site redevelopment, or affordable housing provision within a priority area, known as a Community Improvement Project Area (CIPA). A CIP will outline a vision for improvement of the CIPA, and employ the methods/powers outlined under Section 28 of the Planning Act to realize that vision.
One of the most common functions of a CIP is the provision of financial incentives specifically tailored to encourage property owners or tenants to undertake improvement projects that are aligned with the vision of the plan. Without a CIP, municipalities are prohibited from offering financial assistance to the private sector in any way. In addition to financial incentive programs, a CIP also typically identifies specific municipal projects, policies, or initiatives to be pursued by a municipality, at the discretion of their council. These public-facing initiatives are generally intended to complement the private investment focus of a CIP, allowing councils to lead by example in working towards the plan’s vision.
- The Township of Adelaide Metcalfe has implemented a Township-wide Community Improvement Plan (CIP)
 - The CIP provides a selection of financial incentive programs to encourage property or building owners to undertake improvement projects that are aligned with the goals and vision of the plan.
 - The CIP is funding on an annual basis through the Municipal Budget process
 - Please note that not all of the financial incentives and funding mechanisms outlined in the CIP will be available every year
 
Available Documents
- Adelaide Metcalfe Community Improvement Plan
 - Adelaide Metcalfe Community Improvement Plan - Background Report
 - 2025 Community Improvement Plan Application (Fillable PDF)
 - 2025 Community Improvement Plan Application (Print Version)
- Applicants must schedule a pre-consultation prior to application submission. Funding levels based on annual budget process.
 - The intake period for the 2025 Community Improvement Plan applications is now Open.
 
 
2025 Available Financial Incentive Programs
| Program | Summary | 
|---|---|
Countryside 
  | to support the establishment and / or improvement of value- added agricultural businesses, agri-tourism operations, recreational tourism, and related home-based businesses outside of more ‘traditional’ CIP areas. Not intended to fund general ag-uses; livestock operations, dairy farms, horticulture, etc.) | 
Facade & Signage 
  | to assist with the financing of improvements to one or more facades of a non-residential building. This program will support stronger main street and primary corridor area streetscapes where improvements on multiple sites can have a compound improvement effect to achieve a more cohesive vision for beautification. | 
Site Beautification 
  | to encourage improvements to sites on which a non-residential use/business is located. The grants in the program will support improvements such as landscaping / hardscaping, improvements to pedestrian and vehicular access and parking areas, the introduction of bike parking, or other permanent site elements apart from the building that improve the overall visual quality and/or function of the site. | 
Accessibility 
  | to assist building and business owners with upgrades or improvements to improve barrier-free accessibility or code compliance / performance. These improvements are often necessary where buildings were constructed prior to modern code / accessibility requirements for a given use, wherein upgrades can be costly and even present barriers to revitalizing a building/establishing a business. | 
Conversion, Expansion, and Redevelopment 
  | to support private sector investment in the redevelopment, renovation, and/or expansion of commercial and mixed-use buildings (generally interior) to improve their viability for accommodating a new or expanded commercial/service activity. | 
Community Improvement Plan Loan Program
Community Futures Middlesex appreciates that businesses frequently want to avail themselves of CIP funding opportunities but find it challenging from a
cashflow point-of-view to free up the matching portion. As such, Community Futures Middlesex is offering businesses an opportunity for a microloan to assist with their portion of the funding.
- Business Loans Up to $20,000.
 - Interest: Prime +2%
 - Term: 1 to 5 year(s)
 
For More Information Contact Community Futures Middlesex:
- 519-641-6100
 - cfmiddlesex.ca/cip-program/
 - 13187 Ilderton Road, Unit #3, Ilderton, ON N0M 2A0